Archive for the ‘ Estate Planning ’ Category

Leaving this world, one day way in the future, is inevitable.  I see it as a natural succession in our existence, not as a scary chapter.  Sad, yes, but I hope only temporarily, as I do believe in something better than this life will follow.

My husband & I waited to make our wills and Advance Directives until after my dear father passed away.  Having gone through immense emotional pain seeing Dad change from an adventurous, happy and proud man to a small and frail person completely dependent on others, not always lucid due to medications, I knew that that would be a horrible time to start dealing with his end-of-life issues.  We had simply not thought about it, but we put it off no longer.  We took care of my mother’s as well.  It was not difficult at all to discuss making her will and Advance Directives, actually, because she wanted us to know her wishes in order to make things easier for us when her time came.

The Guest Blog below has suggestions as to how to get the conversation going.


Blogging for National Healthcare Decisions Day: A Rally for Our Loved Ones and Ourselves


NOTE: In honor of National Healthcare Decisions Day (NHDD), April 16, I’m taking a break from blogging this week and spending my writing time with my loved ones.  I hope that this guest post, by Nathan Kottkamp, Founder and Chair of NHDD, will inspire you to think about the conversations we should all be having with our own loved ones about an uncomfortable but important topic – planning for when we die.


Are you one of the 80% of Americans who haven’t completed an Advanced Directive yet? We’ve all struggled with how to get started on this topic – and there are plenty of reasons why we resist:


  • Fear
  • Uncertainty
  • Not sure how to start
  • Don’t know what’s legally binding
  • Worried I’ll hurt someone’s feelings
  • Just haven’t had the time to do it


That’s why we recognize April 16 as National Healthcare Decisions Day (NHDD) – a movement designed to inspire, educate, and empower the public and providers about the importance of advance care planning.  Put another way, NHDD is a day for all adults to mark their calendars, have the talk, and document the talk with an advance directive.


Regardless of your own reasons not acting already, you might find your way to start the conversation by watching this awesome three and a half minute video at It’s proof that it takes only a few minutes to start a conversation with your loved ones about advance care planning—a conversation that affects people for a lifetime.


After the goosebumps settle down from watching the video, here are some specific things you can do for NHDD:

  • Lead by example.  Schedule time with your loved ones (on or before April 16) to “Have the Talk” and complete your own advance directive. There are many tools, including free forms, you can use to walk you through the process and make your wishes known; access them through the NHDD Public Resources page.


  • Encourage your loved ones and friends to learn more about advance directives and to complete their advance directives. You can forward this link:


  • Share your advance directive with your healthcare providers and make sure it is on file in the event it is needed.


Already had the conversation with your loved ones, but want to do more?  Here a few suggestions to rally support for NHDD and encourage even more action:



  • On Twitter? Follow @NHDD and share the information with your followers, such as: Just 5 days to #NHDD, when will you have the talk? @NHDD can help:


  • Share NHDD with your professional contacts on LinkedIn


  • Send an email to your friends, staff, colleagues, lodge/social club members, and/or house of worship, telling them that you are participating in NHDD and encouraging them to do the same.  Share the information above with them and/or use this template email:


April 16 is National Healthcare Decisions Day, and I hope that you will join me in taking this time to discuss and document your healthcare wishes.  We all need to be prepared in the event of a health crisis, and having the talk is easier than most people think, but many of us need a little inspiration or a reminder to do it.  I hope that this message and National Healthcare Decisions Day are all you need for inspiration.  Please mark your calendar for April 16 to have the talk with your loved ones.  There are all sorts of free resources, including free advance directive forms for each of the 50 states, on the NHDD website:  Additionally, please help me spread the word with TwitterFacebook, and LinkedIn.   Advance care planning is something we ALL should do and encourage others to do, regardless of age or current health.  Discussing your wishes can be one of the most important gifts you ever give your loved ones.


Please use and share the resources available through the NHDD website and encourage and empower us all to make our healthcare decisions now for whenever they will need to be known.


Nathan Kottkamp

Founder and Chair

National Healthcare Decisions Day

AARP and the National Family Caregivers Association present the following webinar:


When It’s Time to Intervene – Taking Over A Loved One’s Financial Affairs

Wednesday, November 30, 2011

7pm ET


“…you knowing how and when to intervene and take over your loved one’s financial affairs will help you and your loved one protect their assets.”

Get pointers on how to determine when something is wrong, what to assess in order to decide that the time is right for you to step in, and how to get help.

Visit the link below to register for this webinar.



When It’s Time to Intervene – Taking Over A Loved One’s Financial Affairs


Topics to consider when making a will or living trust are discussed in articles about Estate Planning below.  For example, are there special considerations when leaving an inheritance to a disabled person?  Or should you necessarily leave equal shares to your children?  What are some ways to shelter assets from taxes?


Articles about Estate Planning