Medicare has been a highly debated topic during the last year, mainly in the search for ways to cut government costs in order to balance the federal budget. While I’m not particularly politically inclined, discussions about altering Social Security or Medicare get my full attention since my husband enrolled in them as a result of his disability. Medicare is his only health insurance policy, as no one else would cover his illness thanks to the pre-existing condition exclusion that remains in place for adults until 2014. At least President Obama’s Healthcare Reform changed that right away for beneficiaries under 18 years of age. The rest of us will have to accept the lack of coverage for a couple more years.
Considered “almost sacred,” according to some reporters, Medicare or Social Security are not usually probable candidates for much tampering. So last year, efforts by some politicians to revamp Medicare in order to bring the federal budget back down to Earth raised a lot of political temperatures. By mid-December, a reworked proposal containing parts of earlier efforts was laid on the table for discussion. Let’s see if this version fixes the budget. What I’d like to know is will it make Medicare better?
If anyone is going to restructure or “fix” Medicare, I would hope that it would be an earnest effort to improve it, not to be used as a stepping stone with an ulterior financial motive. Too many beneficiaries rely on it for their healthcare and financial security. What recourse would they have without it or with reduced coverage?
I have to say that our experience with both Social Security and Medicare has been excellent. Although we have heard stories to the contrary, each agency has taken care of our family’s benefits with utmost professionalism and efficiency. The only thing that we would suggest is to do away with that “Donut Hole,” but President Obama has already taken care of that!
Remember that you have a voice in choosing a representative who will look out for your best interests: VOTE!